Buy Now, Refinance Later – And Get Up to $1,500!

Don't let the current real estate market keep you from getting into the home of your dreams!

Buy a home now, and if the interest rates drop and you're approved for a refinance, SFB will give you up to a $1,500 credit toward your closing costs! In fact, this offer is good if you need to refinance for any reason before the end of 2024.

Our Buy Now, Refinance Later offer is eligible on all our SFB real estate products, including mortgage loans, construction loans, lot and land loans, and second homes. Up to $1,500 lender credit will be given on an SFB refinance transaction if the purchase was previously financed by SFB.

To be eligible for this credit, purchase transaction must close between April 1, 2023 - Jan. 31, 2024. In addition, the refinance transaction is subject to credit approval and application must be submitted by December 31, 2024, and must close prior to January 31, 2025.

Don't wait on your dream home, call SFB to get started on our Buy Now, Refinance Later program. Make an appointment online with an SFB mortgage banker or call 888.254.0615.