Business Loans

Business Loans

Your business is unique. We’ll tailor a unique solution to your financial needs based on what’s important to you.

Commercial Loans


Rather than a one size fits all approach, our business loans are customized for your unique scenario. We work with you to find the best possible fit and continue to work alongside you as a resource, even after the papers are signed! We work with all types of businesses. Some of the industries we’ve helped include:

Contact Us

Small Business Loans


SFB understands the needs of businesses in our community. We are committed to being a trusted advisor as well as a partner in many different financing needs for your small business, including:

  • Lines of Credit for Working Capital
  • Equipment Loans
  • Purchase or Refinance Your Business Real Estate

Please contact Ryon Pinnow, our small business credit officer, at 715-629-4079 to discuss any of these options in more detail.

Begin the Loan Process

SBA Loans


We take pride in helping our business clients with the financial package that best fits their needs. When appropriate, we utilize Small Business Administration (SBA) loans to provide responsible financing that helps these businesses grow.

SBA 7(a) — Provides long-term financing, improved cash flow, and fixed maturity.

SBA Express — Receive a fast turnaround, streamlined process, and easy-to-use line of credit.

CapLines — Gain the ability to finance seasonal or short-term working capital with a revolving line of credit.

504 Loans — Benefit from long-term fixed asset financing, low down payment, long-term fixed rate (SBA portion) and full amortization.

SFB got the whole deal done within 30 to 45 days. I really appreciate SFB for helping us out the way they did.

— Grady Wold
Owner of Trend Stone

SFB has been instrumental in helping us be well capitalized in order to grow organically as well as acquire several practices.

— David Hopkins
Owner of North Point Advisors

Insurance Agency Loans
Cash Management Options

Personal Financial Statement

This form contains confidential information and should not be sent via a regular email attachment. Please complete this form, save it, and send it through our Secure File Upload, which you can access from the tab on the side of this page.

Download form.

Bankers Who Believe in You

Our experienced relationship managers have expertise in providing financing for a variety of businesses. Whether your business is medical, insurance, manufacturing, trucking or another small business, we are the bankers who believe in you.

John Lisowski

River Falls

John Lisowski

Market President – River Falls, Director of Commercial Lending

Email  |  715-629-4077

Jacob Bauer

Bloomer

Jacob Bauer

Commercial Portfolio Manager

Email  |  715-930-7880

Kimberly Bunce

Eau Claire

Kimberly Bunce

Relationship Manager

Email  |  715-930-7877

Norb Christman

Ladysmith

Norb Christman

Market President - Ladysmith, Relationship Manager

Email  |  715-609-1507

Scott Erickson

Bloomer & Eau Claire

Scott Erickson

Market President - Bloomer, Relationship Manager

Email  |  715-930-7024

Duane Johnson

Black River Falls

Duane Johnson
NMLS# 772714
Market President - Black River Falls, Relationship Manager

Email  |  715-670-0734

Krista Paulus

River Falls

Krista Paulus

Relationship Manager

Email  |  715-629-4078

Erik Strand

Eau Claire

Erik Strand

Relationship Manager

Email  |  715-930-7888

Curt Van Auken

Eau Claire

Curt Van Auken

Market President – Eau Claire, Relationship Manager

Email  |  715-930-7021