Savings Accounts

Savings and Retirement Accounts

Whether you are saving for a home, a vacation, to start a family or a rainy day, it will feel great when you meet your goal! Choose a savings option that fits your individual needs.

Security Basic Savings


  • Minimum balance of $100 to open ($3/month charge if below)
  • Earns interest
  • $10 fee charged for each withdrawal in excess of six per month
  • Standard NSF and overdraft fees apply
Open an Account

Youth Savings (Ages 0-19)


  • Minimum Balance of $10 to open ($1/month charge if below)
  • There are two tiers of earnings:
    Balances below $1,000 pays 4.07% APY*
    Balances $1,000 and above pays 4.07% to 0.29% APY*
  • $1 fee charged for each withdrawal in excess of six per month
  • Standard NSF and overdraft fees apply
Open an Account

Health Savings Account (HSA)


  • Access to checks and debit card to easily pay medical bills
  • No annual fee
  • Earns tax-free interest
  • Free eStatements
Open an Account

Certificate of Deposit (CD)


Our certificates provide peace of mind with no penalties on withdrawals for health care expenses, death of an account holder, or mortgage down payment. Contact us for rates and special offers.

  • Minimum balance of $1,000
  • Available in terms up to five years
  • Tiered interest, compounded monthly
Open an Account

Flexible Individual Retirement Account (IRA)


This account allows you flexibility to grow your IRA.

  • Flex or Roth IRA
  • No minimum balance
  • $50 required to open
  • Earns interest
Open an Account

Individual Retirement Account (IRA)


Grow your retirement through a fixed rate account.

  • Minimum balance of $1,000
  • Available in terms up to five years
  • Earns interest
Open an Account

*Annual Percentage Yield effective 3/15/2021. Rates are variable, subject to change without notice and subject to change after account opening. No minimum balance required to obtain APY. Fees could reduce the earnings.

Debit Cards

Insured Cash Sweep®

Benefit from full FDIC insurance on deposits larger than $250,000.

With IntraFi® Network DepositsSM, or the Insured Cash Sweep® product, you can secure funds placed into demand deposit accounts, money market deposit accounts, or both with FDIC insurance eligibility well beyond $250,000. IntraFi Network Deposits is an excellent cash management option that offers operational efficiencies and returns that often compare favorably to Treasuries and money market mutual funds. Learn more.