
Free Business Checking
- No maintenance fees
- No transaction fees*
- No statement fee
- Free Positive Pay
- Free mobile deposit**
- Free Bill Pay
- Multi-User Access
* Limit of an average of 300 debit transactions/month.
** Daily deposit limit of $5,000.
Security Business Checking
- $12 monthly maintenance fee
- $5/month for check images
- No minimum balance
- Free Positive Pay
- $0.20 charge per debits or checks*
- No charge for ACH credits
- $0.12 charge per deposited items*
- Debit/ATM Card transactions*
- Check safe keeping
* These charges may be offset by an earning credit.
Business Interest Checking
- Earns interest
- $12 monthly maintenance fee
- $5/month for check images
- No minimum balance
- $0.20 charge per debits or checks
- No charge for ACH credits
- $0.12 charge per deposited item
- Debit/ATM Card transactions
- Check safe keeping
Money Market
- Minimum Balance of $10,000 to open ($15/month charge if below)
- Tiered interest, compounded and credited monthly
- $5/month for check images
- One free withdrawal per statement cycle
- $10 charge per debit in excess of one
- No charge for ACH credits
- Check safe keeping
Business Investor
- Minimum balance of $5,000 to open ($10/month charge if below)
- Tiered interest, compounded and credited monthly
- $5/month for check images
- Six withdrawals per statement cycle
- $10 charge per debit in excess of six
- First 50 items deposited for free, then $0.10 per item
- No charge for ACH credits
- Check safe keeping
Business Savings
- Minimum balance of $200 to open ($5/month charge if below)
- Interest compounded and credited monthly
- Six withdrawals per statement cycle
- $10 charge per debit in excess of six
- First 50 items deposited for free, then $0.10 per item
- No charge for ACH credits
SFB has been instrumental in helping us be well capitalized in order to grow organically as well as acquire several practices.
Not only was working with Krista Paulus and her team easy, they had our loan completed quickly. We had been working with several lenders initially, and SFB made us the best offer by far. I can't thank them enough!
Other Services
Night Depository
24-hour night depositories are available at all of our locations.
Merchant Credit Card Program
Benefit from fast and efficient access to your funds from credit card sales. Contact us for details!
IntraFi® Network Deposits
Benefit from full FDIC insurance on deposits larger than $250,000. Learn more.
Bankers Who Believe In You
Our experienced relationship managers have expertise in providing financing for a variety of businesses. Whether your business is medical, insurance, manufacturing, trucking or another small business, we are the bankers who believe in you.

Durand
Jenny Jereczek
Director of Ag & Commercial Banking & Market President - Durand

Black River Falls
Duane Johnson
NMLS# 772714
Market President - Black River Falls, Relationship Manager

River Falls
John Lisowski
Market President - River Falls, Senior Commercial Relationship Manager