Business Banking

Business Banking

Enjoy the benefits of our business banking accounts, and choose the one that works best for your business.

Small Business Checking


  • No maintenance fees
  • $5/month for check images
  • First 75 debits or checks written each statement cycle are free, then $0.25 per debit or check thereafter
  • First 75 SFB checks and the first 75 non-SFB checks deposited are free, then $0.10 per each additional check thereafter
  • No charge for ACH credits
  • Debit/ATM card transactions
  • Check safe keeping

Security Business Checking


  • $10 monthly maintenance fee
  • $5/month for check images
  • No minimum balance
  • $0.20 charge per debits or checks*
  • No charge for ACH credits
  • $0.10 charge per deposited items*
  • Debit/ATM Card transactions*
  • Check safe keeping
Open an Account

Business Interest Checking


  • Earns interest
  • $10 monthly maintenance fee
  • $5/month for check images
  • No minimum balance
  • $0.20 charge per debits or checks
  • No charge for ACH credits
  • $0.10 charge per deposited item
  • Debit/ATM Card transactions
  • Check safe keeping
Open an Account

Money Market


  • Minimum Balance of $5,000 to open ($10/month charge if below)
  • Tiered interest, compounded and credited monthly
  • $5/month for check images
  • One free withdrawal per statement cycle
  • $10 charge per debit in excess of one
  • No charge for ACH credits
  • Check safe keeping
Open an Account

Business Investor


  • Minimum balance of $5,000 to open ($10/month charge if below)
  • Tiered interest, compounded and credited monthly
  • $5/month for check images
  • Six withdrawals per statement cycle
  • $10 charge per debit in excess of six
  • First 50 items deposited for free, then $0.10 per item
  • No charge for ACH credits
  • Check safe keeping
Open an Account

Business Savings


  • Minimum balance of $100 to open ($3/month charge if below)
  • Interest compounded and credited monthy
  • Six withdrawals per statement cycle
  • $10 charge per debit in excess of six
  • First 50 items deposited for free, then $0.10 per item
  • No charge for ACH credits
Open an Account

* These charges may be offset by an earning credit.

My family business and I have been with SFB for several years and wouldn't change a thing. I appreciate the professional nature of how my business is handled, and I enjoy the relationship I have with my personal banker.

— Misty Bolier
Owner of B&B Insurance Services

Not only was working with Krista Paulus and her team easy, they had our loan completed quickly. We had been working with several lenders initially, and SFB made us the best offer by far. I can't thank them enough!

— Holly Bloom
Cannaday Bloom Wealth and Insurance Solutions

Reorder Checks
Debit and Credit Cards

Other Services

Night Depository
24-hour night depositories are available at all of our locations.

Merchant Credit Card Program
Benefit from fast and efficient access to your funds from credit card sales. Contact us for details!

IntraFi® Network Deposits
Benefit from full FDIC insurance on deposits larger than $250,000. Learn more.

Bankers Who Believe In You

Our experienced relationship managers have expertise in providing financing for a variety of businesses. Whether your business is medical, insurance, manufacturing, trucking or another small business, we are the bankers who believe in you.

John Lisowski

River Falls

John Lisowski

Market President – River Falls, Director of Commercial Lending

Email  |  715-629-4077

Jacob Bauer

Bloomer

Jacob Bauer

Relationship Manager

Email  |  715-930-7880

Kimberly Bunce

Eau Claire

Kimberly Bunce

Relationship Manager

Email  |  715-930-7877

Norb Christman

Ladysmith

Norb Christman

Market President - Ladysmith, Relationship Manager

Email  |  715-609-1507

Duane Johnson

Black River Falls

Duane Johnson
NMLS# 772714
Market President - Black River Falls, Relationship Manager

Email  |  715-670-0734

Krista Paulus

River Falls

Krista Paulus

Relationship Manager

Email  |  715-629-4078

Erik Strand

Eau Claire

Erik Strand

Relationship Manager

Email  |  715-930-7888

Deirdre Tumm

All Locations

Deirdre Tumm
NMLS# 508108
Senior Treasury Management Officer

Email  |  715-930-7025

Curt Van Auken

Eau Claire

Curt Van Auken

Market President – Eau Claire, Relationship Manager

Email  |  715-930-7021