Security Financial Bank Received Outstanding CRA Designation
Security Financial Bank (SFB) was one of only four banks out of the 19 made public nationwide by the Federal Reserve in November 2025 to receive an outstanding Community Reinvestment Act (CRA) rating.
The Community Reinvestment Act encourages federally insured banks to help meet the credit needs of the communities in which they do business, especially low- and moderate-income (LMI) communities, consistent with safe and sound operations.
"This CRA rating reflects SFB's commitment to strengthening access to financial resources and investing in the wellbeing of our communities," said Mark Oldenberg, SFB president and CEO. "As a community bank, we believe in lending responsibly and expanding our services to make a positive impact in our communities."
One of the following overall CRA ratings is assigned based on the evaluation of a bank's CRA performance:
- Outstanding
- Satisfactory
- Needs to Improve
- Substantial Noncompliance
SFB's commitment to community goes beyond banking. In 2025, our team has contributed 3,468 volunteer hours and more than $270,000 in donations, demonstrating our investment in both time and resources.
There is more CRA information on SFB's website.
