2026 Bank Holidays

Below are the federal holidays for 2026. Please keep all of these dates in mind throughout the year as you create and initiate your ACH files.  

New Year's Day - Thursday, January 1

Martin Luther King Day - Monday, January 19

Presidents Day - Monday, February 16 (SFB offices to remain open)

Memorial Day - Monday, May 25

Juneteenth - Friday, June 19

Independence Day - Friday, July 3 (SFB offices to remain open)

Labor Day - Monday, September 7

Columbus Day/Indigenous Peoples' Day - Monday, October 12

Veterans Day - Wednesday, November 11

Thanksgiving Day - Thursday, November 26

Christmas Day - Friday, December 25

No ACH files, remote deposit files, or wires will be transmitted on Federal Reserve Bank holidays. This is especially true when a holiday falls on a Thursday or Friday, as most ACH payroll related files are submitted on Wednesdays and Thursdays with effective dates of Thursday or Friday. Even though SFB is open on a federal holiday (Presidents Day), all ACH files will be for the following business day.

If you have any questions relating to this information, please feel free to email your questions to TreasurySupport@sfbank.com.