Security Financial Bank


For You

Focus on what is important.
We'll provide banking services to help you.


Our personal checking accounts allow you to choose the best fit for your life. With each of the accounts, you'll have access to online banking, bill paying, and more. Learn more about online and mobile banking options.



Plus Checking

Interest Checking

Free Mobile Banking and Mobile Deposit


Platinum Debit Card*

ATM Access (MoneyPass® - 18,000+ free ATMs)

Free Online and Telephone Banking

Free Bill Payment Services


Earns Interest



*Terms and conditions of this program are available at the time of account opening. Subject to approval; other financial institutions may impose fees at ATMs not owned by Security Financial Bank; if account becomes overdrawn, the standard NSF and Overdraft fees will apply.


Whether you are saving for a home, a vacation, to start a family, or for a rainy day, it will feel great when you meet your goal! Choose a savings option that fits your individual needs.

The "Best" High Yield Money Market

Minimum balance of $5,000 to open
($10/month charge if below)

  • Tiered interest, compounded monthly
        $0 - $9,999.99
        $10,000 - $49,999.99
        $50,000 - $99,999.99
        $100,000 - $249,999.99
  • $10 fee charged for each withdrawal in excess of one per month
  • Standard NSF and overdraft fees apply

Investor Account

Minimum balance of $5,000 to open
($10/month charge if below)

  • Tiered interest, compounded monthly
        $0 - $9,999.99
        $10,000 - $24,999.99
        $25,000 - $49,999.99
        $50,000 - $99,999.99
  • $10 fee charged for each withdrawal in excess of six per month
  • Standard NSF and overdraft fees apply

Youth Savings (ages 0-19)

Minimum balance of $10 to open
($1/month charge if below)

There are two tiers of earnings

  • Balances below $1,000 pays
    4.07% APY*
  • Balances $1,000 and above pays 4.07% to 0.29% APY*
  • Interest compounded monthly
  • $1 fee charged for each withdrawal in excess of six per month
  • Standard NSF and overdraft fees apply

Security Basic Savings

Minimum balance of $100 to open
($3/month charge if below)

  • Interest compounded monthly
  • $10 fee charged for each withdrawal in excess of six per month
  • Standard NSF and overdraft fees apply

*Annual Percentage Yield effective 3/15/2021. Rates are variable, subject to change without notice and subject to change after account opening. No minimum balance required to obtain APY. Fees could reduce the earnings.

Insured Cash Sweep (ICS)

With ICS, you will benefit from full FDIC insurance on deposits larger than $250,000. Learn More

Health Savings Account (HSA)

HSA's are a convenient and tax efficient way to save and pay for medical expenses. And with our HSA accounts, you'll also earn tax-free interest and have access to checks and a debit card to easily pay for your doctor visits and medical bills…all with no annual fee! Inquire with us today.

Certificate of Deposit & IRA

Certificate of Deposit (CD)

Our certificates provide peace of mind with no penalties on withdrawals for health care expenses, death of an account holder, or for a down payment on a mortgage through Security Financial Bank.

  • Minimum balance of $1,000
  • Available in terms up to five years
  • Tiered interest, compounded monthly
        $1,000 - $9,999.99
        $10,000 - $24,999.99
        $25,000 - $99,999.99
        $100,000 +

Contact us for current CD rates and special offers!


  • Flex or Roth IRA available
  • No minimum balance ($50 required to open)
  • Tiered interest, compounded daily
        Up to $49,999.99
        $50,000 - $99,999.99

Mortgage & Home Equity Loans

Personal Loans

We offer a variety of personal loans. Contact us to discuss your specific needs!

Debit and Credit Cards

Receive Enhanced Protection with a Debit Mastercard®

View the Debit Mastercard® Guide to Benefits.

Use our Mastercard® debit card for daily purchases and without charge at any MoneyPass® ATM. View a map and complete listing of MoneyPass® ATM locations.

To change your Personal Identification Number (PIN), call 888-891-2435

Enjoy the Perks of a Visa® Credit Card, Provided through Elan.

This card features competitive pricing and a full range of reward options. Learn more or apply now!

SFB's Fraud Center: 800.237.8990

Report a lost or stolen Elan Visa® card: 800.236.9499
Report a lost or stolen Mastercard® debit card: 866.546.8273
Report a lost or stolen prepaid Visa® gift card or travel card: 800.486.0252

Online Banking

Do your banking without leaving home or while you're on vacation! With online banking, you can view your account balances, view recent transactions, make loan payments, transfer money between accounts, pay bills, and much more! Enroll now.

For even more convenience, download our mobile banking app on your iPhone or Android and utilize all of the basic online banking features as well as mobile deposit for checks, Pay a Friend, and more!

Medical Professional Program

At Security Financial Bank, we understand your financial needs. You may be dealing with student loans, personal loans or credit card debt, which makes it difficult to have money set aside for a down payment on a new home. On top of that, your demanding schedule simply doesn't allow you the luxury to leave your practice during the day to meet with a banker. So, we'll come to you.

Home Lending Solutions

As part of this special program offered to medical professionals, you are able to purchase your primary residence with no down payment and no private mortgage insurance. If you already own your own home, we can refinance your existing mortgage balance up to 95 percent of the appraised value of your home and no private mortgage insurance.*

Banking Solutions

  • Complimentary Online Banking Services
  • Interest Checking Account
  • Convenient Bill Pay Service
  • Mobile Banking with Mobile Deposit
  • Competitive Credit Card Solutions


This program is available for residents, fellows and existing or newly licensed medical professionals. Qualifying medical professionals include:

  • Doctors of Chiropractic
  • Doctors of Dental Medicine
  • Doctors of Dental Science
  • Doctors of Medicine
  • Doctors of Ophthalmology
  • Doctors of Optometry
  • Doctors of Osteopathic Medicine
  • Doctors of Podiatric
  • Nurse Practitioners
  • Pharmacists
  • Physical Therapists
  • Physician Assistants
  • Veterinary Physicians

*As part of this special program, medical professionals are able to purchase a primary residence with no down payment and no private mortgage insurance, or refinance their existing mortgage balance up to 95% of the appraised value with no private mortgage insurance.

Insurance Services

Other Products & Services

Safe Deposit Boxes

We offer various sizes of safe deposit boxes at our Bloomer, Durand, Eau Claire, and Ladysmith locations.

24-Hour Telephone Banking

If you do not have computer access, you can utilize telephone banking to access information about your accounts with us such as your current balance, transaction amounts, deposits, and you can even make transfers between accounts! To access this service, simply call the telephone banking number: 888.900.BANK (2265)

Meet Our Personal Bankers

Barb Blum

Barb Blum
Personal Banker
Bloomer, WI
NMLS# 924407

Angie Bryan

Angie Bryan
Lead Personal Banker
Durand, WI

Missy Kroening

Missy Kroening
Personal Banker
Ladysmith, WI

Tammy Sinz

Tammy Sinz
Director of Retail Banking
Durand, WI
NMLS# 508106

Cassidy Weber

Cassidy Weber
Personal Banker
Durand, WI


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or opening an account?

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